/*
Theme Name: ReducedPremium Commercial Insurance
Author: ReducedPremium
Description: Modern commercial insurance WordPress homepage for ReducedPremium.com.
Version: 1.0.0
Requires PHP: 7.4
Text Domain: rp-commercial
*/
:root{--navy:#092e50;--deep:#071f36;--blue:#16598b;--mint:#18a778;--ink:#18334a;--muted:#586d7d}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.55;background:#fff}a{color:inherit}.wrap{max-width:1220px;margin:auto;padding:0 25px}
header{background:#fff;position:sticky;top:0;z-index:10;box-shadow:0 3px 16px #082b451a}.header{min-height:86px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{text-decoration:none;font-size:28px;font-weight:800;color:var(--navy);line-height:1}.brand span{color:var(--mint)}.brand small{display:block;font-size:10px;letter-spacing:1.5px;margin-top:8px;color:#597184}.nav{display:flex;gap:24px;align-items:center;font-size:14px;font-weight:bold}.nav a{text-decoration:none}.nav a:hover{color:var(--mint)}.btn{display:inline-block;padding:14px 22px;border-radius:7px;background:var(--mint);color:white;text-decoration:none;font-weight:bold;border:0;cursor:pointer}.btn.blue{background:var(--navy)}.btn.outline{background:transparent;border:2px solid white;color:white}.btn:hover{filter:brightness(.93)}
.hero{background:linear-gradient(110deg,#06243feb,#0b3859df 56%,#0b3c61b5),url('assets/city.svg') center/cover;color:white}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center;padding:86px 0}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:2.3px;font-weight:bold;color:#84dbbd}.hero h1{font-size:clamp(42px,5vw,70px);line-height:1.08;letter-spacing:-1.6px;margin:18px 0}.hero h1 em{font-style:normal;color:#90e2c4}.hero p{font-size:19px;max-width:580px;color:#e2eef5}.hero-actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:30px}.proof{display:flex;gap:26px;flex-wrap:wrap;margin-top:55px}.proof div{border-left:3px solid var(--mint);padding-left:12px;font-size:14px}.proof strong{display:block;font-size:17px}.quote{background:white;color:var(--ink);border-radius:15px;padding:30px;box-shadow:0 15px 50px #031c3445}.quote h2{font-size:27px;line-height:1.15;margin:0}.quote p{font-size:14px;color:var(--muted)}.form-notice{border:1px dashed #93adbe;background:#f2f7fa;border-radius:8px;padding:18px;margin-top:20px;font-size:14px}.form-notice a{color:var(--blue)}.quote input,.quote select,.quote textarea{width:100%;padding:12px;border:1px solid #c8d7df;border-radius:6px}.quote label{display:block;font-weight:bold;font-size:13px;margin-top:12px}.quote input[type=submit],.quote button{background:var(--mint);color:white;border:0;cursor:pointer;font-weight:bold;margin-top:14px}.fine{font-size:11px!important}
.section{padding:76px 0}.section.alt{background:#f3f7fa}.center{text-align:center}.section h2{font-size:clamp(30px,3vw,43px);margin:8px 0 14px;line-height:1.2}.intro{color:var(--muted);max-width:680px;margin:0 auto 36px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:36px}.card{background:white;border:1px solid #e2e9ef;border-radius:12px;padding:28px;box-shadow:0 6px 20px #0a32500c}.card .ico{font-size:34px}.card h3{margin:14px 0 7px;font-size:20px}.card p{color:var(--muted);font-size:15px;margin:0}.card a{display:inline-block;margin-top:18px;color:#126a90;font-weight:bold;text-decoration:none}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin-top:36px}.step{padding:22px}.num{display:inline-grid;place-items:center;background:#d9f5ea;color:#086845;border-radius:50%;height:46px;width:46px;font-weight:bold;font-size:20px}.step p{color:var(--muted)}
.why{background:var(--navy);color:white}.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.why p{color:#d8e6ef}.checks{list-style:none;padding:0}.checks li{padding:10px 0}.checks li:before{content:'✓';color:#74e4b7;font-weight:bold;margin-right:12px}.cta{background:#e9f4f5}.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:20px}.footer{background:var(--deep);color:#d1dfeb;padding:36px 0;font-size:13px}.footer-grid{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.footer a{color:white}
@media(max-width:980px){.nav{display:none}.hero-grid,.why-grid{grid-template-columns:1fr;gap:35px}.hero-grid{padding:60px 0}.cards{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.brand{font-size:21px}.brand small{font-size:8px}.header{min-height:72px}.header .btn{font-size:12px;padding:11px}.hero h1{font-size:43px}.hero p{font-size:17px}.cards,.steps{grid-template-columns:1fr}.quote{padding:21px}.section{padding:50px 0}.cta-inner{display:block}.cta-inner .btn{margin-top:15px}}